Because of high costs and limited options, many small businesses struggle to offer health insurance to their workers, and the number of
small businesses doing so has declined over time. In most states, a small business is defined to include at least one but no more than 50 employees.
The Affordable Care Act builds on a prior federal law – the Health Insurance Portability and Accountability Act, or HIPAA – to improve the accessibility,
adequacy and affordability of health insurance for small businesses through a series of reforms. Many of the Affordable Care Act’s reforms apply to
small business health insurance but not to large businesses.
The following companies offer small group major medical coverage.
Health Insurance for Small Businesses