The following is a list of all administrative regulations promulgated by the Alabama
Commissioner of Insurance. The regulations are listed in
order by regulation number. Regulations that have been repealed or that are otherwise
no longer in force have been omitted from this list.
If you do not know the specific number of a regulation, please use your browser's
"Find" feature to search for specific words that may be included in the description
of a regulation.
Included is a link for the full text of the regulations. The link will be in the column on the right titled "Format of Link"
and will take you to either a "Word", "Excel" or a "PDF" file.
| Regulation Number | Description | Format of Link |
| 3 | Per Diem Subsistence and Compensation Incurred in Examination of Domestic Insurance Companies and Ot |
PDF
|
| 9 | Industrial Fire Insurance Policies |
PDF
|
| 11 | Nationwide Marine Definition Adopted |
PDF
|
| 13 | Disability Insurance Advertisements and Other Similar Coverages |
PDF
|
| 17 | So-Called "Free Insurance" in Connection with Sales of Cemetery Lots, Automobiles, and Other Articles and Services |
PDF
|
| 24 | Filing for Approval of All Life and Accident and Health Policy Forms, Riders, Endorsements and Applications |
PDF
|
| 36 | Insurance Placed with Companies not Licensed in Alabama |
PDF
|
| 39 | Classification of Certain Types of Insurance as Inland Marine |
PDF
|
| 40 | Insurance - Rebates - Dividends |
PDF
|
| 42 | Proxies, Consents and Authorizations of Domestic Stock Insurers |
PDF
|
| 43 | Mortgage Guaranty Insurance |
PDF
|
| 54 | Notification of Actions Against Insurance Companies, Insurance Producers, and Other Licensed Entities |
PDF
|
| 55 | Insurance Holding Company System Regulation with Reporting Forms and Instructions |
PDF
|
| 58 | Placement of Property and Casualty Insurance on a Brokerage Basis |
PDF
|
| 60 | Only Admissible Assets Shall be Reported on Annual Statements |
PDF
|
| 62 | General Property/Casualty Binders, Certificates of Insurance or Indemnity Agreements |
PDF
|
| 63 | Minimum Surplus Required to Issue Policies of Insurance |
PDF
|
| 65 | Procedural Rules Governing Administrative Hearings |
PDF
|
| 66 | Treatment of Unclaimed Funds by Insurers |
PDF
|
| 71 | Medicare Supplement Insurance Minimum Standards |
PDF
|
| 72 | Receipt Requirements |
PDF
|
| 73 | Alabama Procedure for Permitting Same Minimum Nonforfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables |
PDF
|
| 75 | Smoker - Non-Smoker Mortality Tables for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits |
PDF
|
| 76 | Alabama Procedures for Recognizing a New Annuity Mortality Table for Use in Determining Reserve Liabilities for Annuities |
PDF
|
| 77 | Custodial Agreements and the Use of Clearing Corporations by Domestic Insurance Companies |
PDF
|
| 78 | Named Payee on Checks Written for Premiums and Receipts Therefore |
PDF
|
| 79 | Health Maintenance Organizations Generally |
PDF
|
| 80 | Liabilities of Health Maintenance Organizations |
PDF
|
| 81 | Licensing of Sales Agents for Health Maintenance Organizations |
PDF
|
| 82 | Health Maintenance Organization Guaranty Association |
PDF
|
| 83 | Governing Rules of the Alabama Health Maintenance Organization Guaranty Association |
PDF
|
| 85 | Life and Health Reinsurance Agreements |
PDF
|
| 88 | Guidelines to Advertisers Regarding the Offering of Free Gifts, Benefits, etc. |
PDF
|
| 90 | Examination Expenses of Rule, Rate or Form Filings by Rate-Making Organizations |
PDF
|
| 91 | Long-Term Care Insurance |
PDF
|
| 93 | Credit Property and Involuntary Unemployment Insurance |
PDF
|
| 94 | Surplus Notes |
PDF
|
| 96 | Placement of Insurance Through Alien Unauthorized Insurers |
PDF
|
| 97 | NAIC Accounting Practices and Procedures and Insurer Reporting Requirements |
PDF
|
| 98 | Valuation of Investments |
PDF
|
| 99 | Capital and Surplus Requirement |
PDF
|
| 101 | Standards for Determining Hazardous Financial Condition |
PDF
|
| 102 | Participation in the NAIC Insurance Regulatory Information System (IRIS) |
PDF
|
| 103 | Conduct of Examinations and Filing of Reports of Examination |
PDF
|
| 106 | Managing General Agents |
PDF
|
| 106 | Form AL-MGA-1. This is the form used to apply for MGA Appointment. (Rev. 9/21) |
PDF
|
| 106 | Form AL-MGA-2. This is the MGA contract insurers must use. (Rev. 8/2002) |
PDF
|
| 106 | Form AL-MGA-3. This form is used by insurers to cancel an MGA appointment. (Rev. 8/2002) |
PDF
|
| 106 | Form AL-MGA-4. This form is used to renew your MGA Appointment. |
PDF
|
| 107 | Reinsurance Intermediaries |
PDF
|
| 107 | Form AL-RI-1. Use this form to apply for Reinsurance Intermediary License. |
Word
|
| 109 | Continuation of Appointments for Producers and Service Representatives |
PDF
|
| 110 | Renewal of License and Continuing Education for Producers and Service Representatives |
PDF
|
| 111 | Licensing of Limited Line Credit Insurance Producers |
PDF
|
| 112 | Actuarial Opinion and Memorandum |
PDF
|
| 113 | Accelerated Benefit Provisions of Individual And Group Life Insurance Policies |
PDF
|
| 114 | Life Insurance Illustrations |
PDF
|
| 115 | Alabama Health Insurance Plan |
PDF
|
| 116 | Alabama Small Employer Allocation Program |
PDF
|
| 117 | Credit Life and Disability Insurance |
PDF
|
| 118 | Record Retention for Financial Audits and Time Limits for Response to Inquiries from Examiners |
PDF
|
| 119 | Restrictions on Loans obtained by Insurance Producers from their clients |
PDF
|
| 120 | Valuation of Life Insurance Policies (Including the Introduction and Use of New Select Mortality Factors) |
PDF
|
| 122 | Privacy of Nonpublic Personal Financial Information |
PDF
|
| 123 | Rates and Forms Filing Requirements for Property and Casualty Insurance |
PDF
|
| 124 | Standards for Life, Accident and Health Insurance Claims |
PDF
|
| 125 | Standards for Property/Casualty Insurance Claims |
PDF
|
| 126 | Standards for Safeguarding Customer Information |
PDF
|
| 127 | Use of Credit Information for Determining Rates and Eligibility for Personal Insurance |
PDF
|
| 128 | Group Coordination of Benefits (COB) [adoption of new subparagraph (e) in Section 6 (Rule 482-1-128-.06)] |
PDF
|
| 129 | Annuity Disclosure |
PDF
|
| 130 | Recognition of the 2001 CSO Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits |
PDF
|
| 131 | Life Insurance Disclosure |
PDF
|
| 132 | Advertisements of Life Insurance and Annuities |
PDF
|
| 133 | Life Insurance and Annuities Replacement |
PDF
|
| 134 | Health Insurance Reserves |
PDF
|
| 135 | Mediation Alternative Procedures For Resolution Of Disputed Personal Lines Insurance Claims Arising From Hurricane, Tropical Storm, Tornados And Other Disasters Damage |
PDF
|
| 136 | Notice Requirements for Coverage Restrictions of Existing Policies at Renewal and for Non-Renewal of Coverage |
PDF
|
| 137 | Suitability in Annuity Transactions |
PDF
|
| 138 | Captive Insurers |
PDF
|
| 139 | Recognition of Preferred Mortality Tables for use in Determining Minimum Reserve Liabilities |
PDF
|
| 140 | Military Sales Practices |
PDF
|
| 141 | Annual Financial Reporting |
PDF
|
| 142 | Biographical Data Relating to Company Officers and Directors |
PDF
|
| 142 | Attachment A, NAIC Form 11 (Rev. 2008) |
Word
|
| 143 | Preneed Insurance Minimum Standards for Determining Reserve Liabilities and Nonforfeiture Values |
PDF
|
| 144 | Electronic Filing of Premium Tax Returns and Surplus Line Broker Tax Returns; Electronic Payment of Premium Taxes, Surplus Line Broker Taxes and Fees |
PDF
|
| 146 | Criminal History Disclosure and 18 U.S.C. Section 1033 Consent |
PDF
|
| 147 | Insurance Producers, Temporary Producers, and Service Representatives |
PDF
|
| 148 | Title Insurance Agents (effective October 1, 2024) |
PDF
|
| 149 | Property and Casualty Actuarial Opinion on Loss Reserves |
PDF
|
| 150 | Estimation of Replacement Cost of Insured Dwellings |
PDF
|
| 151 | Independent Adjusters |
PDF
|
| 152 | Personal Property By-Peril Rating Requirements |
PDF
|
| 153 | Portable Electronics Insurance Vendors |
PDF
|
| 154 | Payment Failure |
PDF
|
| 155 | Publication Fees |
PDF
|
| 156 | Credit for Reinsurance |
PDF
|
| 157 | Criminal History Background Checks for Insurance Producers and Independent Adjusters |
PDF
|
| 158 | Criminal History Background Checks for Title Insurance Agents |
PDF
|
| 159 | Strengthen Alabama Homes (effective January 1, 2025) |
PDF
|
| 160 | Adjustment of Certain Fees According to Changes in the CPI |
PDF
|
| 161 | Adoption of Valuation Manual |
PDF
|
| 162 | Vehicle Protection Product |
PDF
|
| 163 | Value-Added Service or Product |
PDF
|
| 164 | Pharmacy Benefits Managers |
PDF
|
| 165 | Military Family Jobs Opportunity Applicants |
PDF
|
| 166 | Corporate Governance Annual Disclosure |
PDF
|
| 167 | Term and Universal Life Insurance Reserve Financing |
PDF
|