Individuals must complete a prelicensing course of study for the lines of authority
desired before taking any examination. The prelicensing
course must consist of 20 classroom hours per line of authority, or equivalent individual
instruction, on the general principles of insurance for that line of authority.
The lines of authority requiring a prelicensing course are as follows:
- Life – 20 hour course on Life Insurance or 40 hour course on Life & Health Insurance
- Accident & Health or Sickness (Disability) – 20 hour course on Health Insurance
or 40 hour course on Life & Health Insurance
- Combined Life / Accident & Health or Sickness (Disability) – 40 hour course
on Life & Health Insurance
- Combined Property & Casualty – 40 hour course on Property & Casualty Insurance
- Personal Lines – 20 hour course on Personal Lines Insurance or 40 hour course on
Property & Casualty Insurance
- Bail Bonds – 20 hour course on Bail Bonds
- Variable Life and Variable Annuity Products line of authority – exempt from both prelicensing course and examination; however, must already hold and maintain “Life” line of authority,
must have already passed securities examinations “Series 6” or “Series 7” and “Series 63” or “Series 66 “ and must be licensed with a registered Broker Dealer in accordance with the
rules of the Alabama Securities Commission. During the application process, an applicant will be required to provide the CRD number to verify the exams passed.
- Property and Casualty Including – 40 hour course on Property & Casualty to include Workers Compensation and Crop
- Property and Casualty Excluding - 20 hour course on Property & Casualty
- Workers Compensation - 20 hour course on Workers Compensation
- Crop - 20 hour course on Crop insurance
- Title - 20 hour course on Title insurance
Prelicensing education courses are taken in a classroom setting or online during
which a minimum of five hours must be dedicated to the discussion of Alabama Law.
Instructors must be knowledgeable of the insurance industry and all aspects of the
Once the prelicensing course is completed and a certificate is awarded, the insurance
licensing examination can be taken within one year from the date of the certificate.
NOTE: Make sure you have your Certificate of Completion in hand before registering
for state exam.